Broken Bone / Fracture Settlement in Florida

Broken Bone / Fracture Claims in Florida

Fractures ranging from simple breaks requiring casting to compound fractures needing surgical repair. In Florida, these claims follow the Modified Comparative Negligence (51% Bar) system. As of 2023 tort reform, you cannot recover if you are 51% or more at fault.

You have 2 years from the date of injury (reduced from 4 years in 2023) to file a broken bone / fracture lawsuit in Florida. Missing this deadline typically means losing your right to compensation.

Common Symptoms

• Severe pain at injury site
• Swelling and bruising
• Inability to bear weight
• Visible deformity
• Limited mobility

Treatment Options

• Casting or splinting
• Surgical repair with hardware
• Physical therapy
• Pain management
• Follow-up imaging

Expected Recovery Time

6 weeks to 6+ months

How to Maximize Your Broken Bone / Fracture Settlement in Florida

1. Seek medical attention immediately — delays can hurt your claim
2. Document everything: photos, medical records, receipts, and a pain diary
3. Do not give recorded statements to the insurance company without legal advice
4. Do not accept the first settlement offer — it is almost always too low
5. Consult with a Florida personal injury attorney (most offer free consultations)
6. Understand Florida's modified comparative negligence (51% bar) rules and how they affect your claim

Florida Key Facts

• Major tort reform in 2023 changed negligence rules significantly
• No-fault auto insurance state (PIP coverage required)
• Statute of limitations reduced from 4 to 2 years
• Mandatory PIP coverage: $10,000