Rideshare Passenger Accident: Uber and Lyft Settlement Guide

As a rideshare passenger, you are in a unique legal position if you are injured in an accident. You are almost never at fault, and multiple insurance policies may cover your damages. Both Uber and Lyft carry $1 million in liability coverage for accidents that occur during active rides.

Insurance Coverage

When you are a passenger in an active Uber or Lyft ride, the rideshare company's $1 million liability policy covers your damages. If the rideshare driver was at fault, the rideshare company's insurance pays. If another driver was at fault, that driver's insurance pays first, with the rideshare company's insurance providing additional coverage.

Average Settlement Amounts

Minor injuries settle for $15,000 to $50,000. Moderate injuries settle for $40,000 to $200,000. Serious injuries settle for $150,000 to $750,000. Catastrophic injuries settle for $500,000 to $1,000,000 the policy limit.

Steps After a Rideshare Accident

Report the accident through the Uber or Lyft app. Call 911 and get a police report. Seek medical attention immediately. Document the accident scene. Save your ride receipt and trip details. Do not give a recorded statement to any insurance company without consulting an attorney.

Conclusion

Rideshare passengers have strong claims because they are rarely at fault and substantial insurance coverage is available.

Use our free settlement calculator to estimate what your case might be worth.