How Multiple Injuries Affect Your Settlement Value

When an accident causes multiple injuries, the total settlement value is typically greater than the sum of individual injury values. Multiple injuries demonstrate the severity of the accident, increase medical expenses, extend recovery time, and compound the impact on your quality of life.

How Multiple Injuries Increase Settlement Value

Higher total medical expenses increase the base for pain and suffering calculations. Longer overall recovery time means more lost wages and more days of pain and suffering. The combined impact on daily life is greater than any single injury alone. Multiple injuries often require more complex medical treatment. The risk of complications increases with multiple injuries.

The Multiplier Effect

When calculating pain and suffering for multiple injuries, insurance companies typically use a higher multiplier than they would for a single injury. A single moderate injury might warrant a multiplier of 2 to 3, while multiple moderate injuries might warrant a multiplier of 3 to 5.

Documenting Multiple Injuries

Make sure each injury is separately diagnosed and documented. Keep separate records of treatment for each injury. Document how the combination of injuries affects your daily life. Have your doctor explain how the injuries interact and compound each other.

Conclusion

Multiple injuries significantly increase your settlement value. Make sure each injury is properly documented and included in your claim.

Use our free settlement calculator to estimate what your case might be worth.